{"id":18345,"date":"2026-08-05T21:51:27","date_gmt":"2026-08-05T21:51:27","guid":{"rendered":"https:\/\/arshahomes.com\/tr\/yabanci-mulkiyet\/"},"modified":"2026-08-05T21:51:27","modified_gmt":"2026-08-05T21:51:27","slug":"yabanci-mulkiyet","status":"publish","type":"post","link":"https:\/\/arshahomes.com\/tr\/yabanci-mulkiyet\/","title":{"rendered":"Dubai ve Singapur: \u0130ki Vergi Dostu \u015eehir, \u0130ki \u00c7ok Farkl\u0131 Gayrimenkul Pazarlar\u0131"},"content":{"rendered":"<p>Singapur ve Dubai, d\u00fcnyan\u0131n en vergi verimli, iyi y\u00f6netilen, k\u00fcresel olarak ba\u011flant\u0131l\u0131 \u015fehirleri hakk\u0131nda yap\u0131lan hemen hemen her sohbetin ayn\u0131 c\u00fcmlesinde yer al\u0131yor. D\u00fc\u015f\u00fck ki\u015fisel vergilendirme, g\u00fc\u00e7l\u00fc hukuk devleti, d\u00fcnya standartlar\u0131nda ba\u011flant\u0131, daha az belirsiz yarg\u0131 b\u00f6lgelerinden ka\u00e7an sermaye i\u00e7in bir m\u0131knat\u0131s &#8211; sunum dosyalar\u0131 neredeyse ayn\u0131 \u015fekilde okunuyor. Ancak markay\u0131 bir kenara b\u0131rakt\u0131\u011f\u0131n\u0131zda ve bir yabanc\u0131 al\u0131c\u0131n\u0131n her \u015fehirde m\u00fclk sat\u0131n almaya \u00e7al\u0131\u015ft\u0131\u011f\u0131nda neler oldu\u011funu \u00f6zel olarak inceledi\u011finizde, iki pazar kendilerini neredeyse z\u0131t kutuplar olarak g\u00f6steriyor: biri d\u0131\u015f sermayeyi do\u011frudan gayrimenkule \u00e7ekmek i\u00e7in in\u015fa edilmi\u015f, di\u011feri ise onu neredeyse her yere y\u00f6nlendirmek i\u00e7in tasarlanm\u0131\u015f.<\/p>\n<h2>K\u0131sa Bilgi<\/h2>\n<ul>\n<li>Yabanc\u0131lar i\u00e7in Singapur&#8217;un Ekstra Al\u0131c\u0131 Damga Vergisi: standart damga vergisinin \u00fczerine, Nisan 2023&#8217;ten itibaren %60 d\u00fcz oran<\/li>\n<li>Dubai&#8217;nin Arazi Departman\u0131 transfer \u00fccreti: %4 d\u00fcz oran, hi\u00e7bir ulus temelli ek \u00fccret yok ve sonras\u0131nda y\u0131ll\u0131k gayrimenkul vergisi yok<\/li>\n<li>Singapur&#8217;un sahibi olmayan konutlar i\u00e7in y\u0131ll\u0131k gayrimenkul vergisi, m\u00fclk tutuldu\u011fu s\u00fcrece her y\u0131l, Y\u0131ll\u0131k De\u011ferin %12 ila %36&#8217;s\u0131 aras\u0131nda de\u011fi\u015fiyor<\/li>\n<li>Singapur, yabanc\u0131lar i\u00e7in m\u00fcstakil konutlar\u0131 \u00f6zel h\u00fck\u00fcmet onay\u0131 gerektiren durumlarla s\u0131n\u0131rlarken; Dubai&#8217;nin m\u00fclkiyet alanlar\u0131, hem dairelere hem de villalara tam yabanc\u0131 m\u00fclkiyetine a\u00e7\u0131kt\u0131r<\/li>\n<li>Singapur&#8217;un K\u00fcresel Yat\u0131r\u0131mc\u0131 Program\u0131, oturum i\u00e7in en az SGD 10 milyon i\u015f veya fon yat\u0131r\u0131m\u0131 gerektirirken; Dubai&#8217;nin Alt\u0131n Vizesi, AED 2 milyon m\u00fclk al\u0131m\u0131ndan itibaren mevcuttur<\/li>\n<\/ul>\n<h2>B\u00fct\u00e7elendirilmeyen Yabanc\u0131 Vergisi<\/h2>\n<p>Nisan 2023&#8217;ten itibaren, Singapur, konut m\u00fclk\u00fc sat\u0131n alan her yabanc\u0131 i\u00e7in %60 d\u00fcz Ekstra Al\u0131c\u0131 Damga Vergisi uygulamaktad\u0131r &#8211; daire, apartman veya onayl\u0131 m\u00fcstakil ev &#8211; bu ilk sat\u0131n alma veya be\u015finci olmas\u0131na bak\u0131lmaks\u0131z\u0131n. Yakla\u015f\u0131k %1 ile %6 aras\u0131nda de\u011fi\u015fen standart Al\u0131c\u0131 Damga Vergisi&#8217;nin \u00fczerine eklenen bu vergi, SGD 2.5 milyon de\u011ferinde bir daire sat\u0131n alan bir yabanc\u0131, tek bir yenileme faturas\u0131 gelmeden \u00f6nce yaln\u0131zca damga vergisi olarak neredeyse SGD 1.6 milyonla kar\u015f\u0131la\u015fabilir. Birka\u00e7 ulus &#8211; Amerika Birle\u015fik Devletleri, \u0130zlanda, Lihten\u015ftayn, Norve\u00e7 ve \u0130svi\u00e7re &#8211; serbest ticaret anla\u015fmalar\u0131 kapsam\u0131nda muaf tutulurken; di\u011fer herkes tam oran\u0131 \u00f6demek zorundad\u0131r.<\/p>\n<p>Dubai&#8217;deki e\u015fde\u011fer a\u011f\u0131rl\u0131k, Dubai Arazi Departman\u0131&#8217;n\u0131n %4&#8217;l\u00fck transfer \u00fccretidir; bu, bir kez \u00f6denir ve hi\u00e7bir ulus temelli ek \u00fccret yoktur. Bir yabanc\u0131 al\u0131c\u0131 ve bir Emirati al\u0131c\u0131, tam olarak ayn\u0131 m\u00fclk i\u00e7in tam olarak ayn\u0131 oran\u0131 \u00f6der. \u0130ki \u015fehir aras\u0131ndaki giri\u015f maliyetindeki fark, bir benzerlik sat\u0131n al\u0131nd\u0131\u011f\u0131nda, bir derece meselesi de\u011fil &#8211; daha \u00e7ok bir b\u00fcy\u00fckl\u00fck s\u0131ras\u0131 meselesidir.<\/p>\n<p>Fark, yerle\u015fimden sonra da kapanmaz. Singapur, m\u00fclk\u00fcn Y\u0131ll\u0131k De\u011feri \u00fczerinden y\u0131ll\u0131k gayrimenkul vergisi al\u0131r ve sahibi olmayan konut m\u00fclk\u00fc &#8211; \u00e7o\u011fu yabanc\u0131 m\u00fclkiyetinde olan yat\u0131r\u0131m birimlerini tan\u0131mlar &#8211; %12&#8217;den ba\u015flayarak y\u00fcksek de\u011ferli m\u00fclklerde %36&#8217;ya kadar artan oranlarda vergilendirilir ve m\u00fclk tutuldu\u011fu s\u00fcrece her y\u0131l \u00f6denmesi gerekmektedir. Dubai, hi\u00e7 y\u0131ll\u0131k gayrimenkul vergisi almaz. Giri\u015f maliyeti fark\u0131 ile tekrarlanan y\u0131ll\u0131k fatura aras\u0131nda, iki \u015fehir sadece farkl\u0131 fiyatland\u0131r\u0131lmakla kalmaz; ayn\u0131 zamanda gayrimenkul vergisinin kimleri cayd\u0131rmas\u0131 gerekti\u011fi hakk\u0131ndaki farkl\u0131 varsay\u0131mlar etraf\u0131nda yap\u0131land\u0131r\u0131lm\u0131\u015ft\u0131r.<\/p>\n<h2>Yabanc\u0131 M\u00fclkiyetin \u0130ki Farkl\u0131 Tan\u0131m\u0131<\/h2>\n<p>Singapur&#8217;un Konut M\u00fclk\u00fc Yasas\u0131, yabanc\u0131lar\u0131n %60 ABSD&#8217;ye tabi olarak g\u00f6rece serbest\u00e7e sat\u0131n alabilece\u011fi daireler ile m\u00fcstakil konutlar &#8211; terasl\u0131 evler, bungalovlar, yar\u0131 m\u00fcstakil evler &#8211; aras\u0131nda kesin bir \u00e7izgi \u00e7izer; bu m\u00fcstakil konutlar, genellikle Sentosa Cove gibi projelerde nadiren verilen \u00f6zel h\u00fck\u00fcmet onay\u0131 gerektirir. Bu, yabanc\u0131 sermayenin \u00fclkenin s\u0131n\u0131rl\u0131 m\u00fcstakil konut arz\u0131 i\u00e7in rekabet etmesine izin vermeden i\u00e7eri girmesine izin vermek \u00fczere dikkatlice tasarlanm\u0131\u015f bir pazard\u0131r.<\/p>\n<p>Dubai, belirlenmi\u015f m\u00fclkiyet alanlar\u0131n\u0131 tam yabanc\u0131 m\u00fclkiyetine a\u00e7arak tam ters bir mimari karar ald\u0131 &#8211; Palm Jumeirah, Dubai Marina ve Emirates Hills gibi alanlarda daireler ve villalar, m\u00fcstakil ve kat maliki ayr\u0131m\u0131 olmaks\u0131z\u0131n, ayr\u0131 ayr\u0131 onay s\u00fcreci olmaks\u0131z\u0131n. Al\u0131c\u0131 bir alan se\u00e7er, izin kategorisi de\u011fil.<\/p>\n<h2>Oturum: Tamamen Sat\u0131n Al\u0131nm\u0131\u015f vs. Ayr\u0131 Olarak Sat\u0131n Al\u0131nm\u0131\u015f<\/h2>\n<p>\u0130ki \u015fehir aras\u0131nda en keskin ayr\u0131m\u0131n oldu\u011fu yer buras\u0131d\u0131r. Gayrimenkul yat\u0131r\u0131m\u0131 tek ba\u015f\u0131na, Singapur&#8217;da hi\u00e7bir zaman oturum durumu sa\u011flamam\u0131\u015ft\u0131r; \u00fclkenin K\u00fcresel Yat\u0131r\u0131mc\u0131 Program\u0131, i\u015fletme veya onayl\u0131 fona en az SGD 10 milyon yat\u0131r\u0131m gerektirir ve gayrimenkul bu e\u015fi\u011fe dahil edilmez.<\/p>\n<p>Dubai, oturumu do\u011frudan m\u00fclk al\u0131m\u0131na ba\u011flar. AED 2 milyon, yakla\u015f\u0131k 545.000 USD&#8217;lik bir yat\u0131r\u0131m, \u015fu anda e\u015f e\u015fe, \u00e7ocuk ve ev hizmetlerini kapsayan yenilenebilir 10 y\u0131ll\u0131k Alt\u0131n Vize i\u00e7in nitelendirir; minimum kal\u0131\u015f y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc yoktur. Bu, Singapur&#8217;un GIP&#8217;sine g\u00f6re anlaml\u0131 \u00f6l\u00e7\u00fcde daha d\u00fc\u015f\u00fck bir finansal engeldir ve gayrimenkul\u00fcn kendisinin a\u015fabilece\u011fi bir engeldir; bunun \u00fczerine ek bir i\u015f yat\u0131r\u0131m\u0131 gerektiren bir m\u00fclk al\u0131m\u0131n\u0131n \u00fcst\u00fcne.<\/p>\n<h2>S\u0131k\u00e7a Sorulan Sorular<\/h2>\n<h3>Singapur&#8217;un Ekstra Al\u0131c\u0131 Damga Vergisi neden yabanc\u0131lar i\u00e7in bu kadar y\u00fcksek?<\/h3>\n<p>Singapur, konut talebini y\u00f6netmek ve vatanda\u015flar\u0131n ve s\u00fcrekli oturum sahiplerinin pazara eri\u015fimini \u00f6nceliklendirmek i\u00e7in ABSD&#8217;yi kas\u0131tl\u0131 bir so\u011futma \u00f6nlemi olarak kullanmaktad\u0131r. Nisan 2023&#8217;ten itibaren yabanc\u0131 al\u0131c\u0131lar i\u00e7in oran, standart damga vergisinin \u00fczerine %60 d\u00fcz oran olarak belirlenmi\u015ftir ve bu, al\u0131c\u0131n\u0131n zaten sahip oldu\u011fu m\u00fclk say\u0131s\u0131ndan ba\u011f\u0131ms\u0131z olarak uygulanmakta, bu da onu d\u00fcnyan\u0131n en y\u00fcksek yabanc\u0131 al\u0131c\u0131 m\u00fclk vergilerinden biri haline getirmektedir.<\/p>\n<h3>Yabanc\u0131lar Dubai&#8217;deki gibi Singapur&#8217;da m\u00fcstakil m\u00fclk sat\u0131n alabilir mi?<\/h3>\n<p>Genel olarak, hay\u0131r. Singapur&#8217;un Konut M\u00fclk\u00fc Yasas\u0131, yabanc\u0131lar\u0131n m\u00fcstakil konut sat\u0131n al\u0131mlar\u0131n\u0131 \u00f6zel h\u00fck\u00fcmet onay\u0131 gereken durumlarla s\u0131n\u0131rlarken, Dubai, yabanc\u0131lar\u0131n belirlenen m\u00fclkiyet alanlar\u0131nda hem daireleri hem de villalar\u0131 do\u011frudan sat\u0131n almalar\u0131na izin vermektedir.<\/p>\n<h3>Her iki \u015fehir de gayrimenkul yat\u0131r\u0131m\u0131 yoluyla oturum sunuyor mu?<\/h3>\n<p>Dubai, gayrimenkul yat\u0131r\u0131m\u0131 yoluyla oturum sunuyor &#8211; AED 2 milyon veya daha fazla bir m\u00fclk al\u0131m\u0131 \u015fu anda yenilenebilir 10 y\u0131ll\u0131k Alt\u0131n Vize i\u00e7in nitelendiriyor. Singapur, gayrimenkul yat\u0131r\u0131m\u0131 yoluyla oturum sunmamaktad\u0131r; K\u00fcresel Yat\u0131r\u0131mc\u0131 Program\u0131, m\u00fclk al\u0131m\u0131ndan tamamen ayr\u0131 en az SGD 10 milyon i\u015f veya fon yat\u0131r\u0131m\u0131 gerektirir.<\/p>\n<h3>Singapur ve Dubai aras\u0131nda gayrimenkul vergisi fark\u0131 nedir?<\/h3>\n<p>Singapur, sahibi olmayan konut m\u00fclkleri i\u00e7in %12 ila %36 aras\u0131nda de\u011fi\u015fen y\u0131ll\u0131k gayrimenkul vergisi uygularken, Dubai hi\u00e7 y\u0131ll\u0131k gayrimenkul vergisi almaz ve bu da m\u00fclkiyet maliyetini \u00f6nemli \u00f6l\u00e7\u00fcde farkl\u0131la\u015ft\u0131r\u0131r.<\/p>\n<h3>Singapur ve Dubai&#8217;deki gayrimenkul pazarlar\u0131 yabanc\u0131 al\u0131c\u0131lar i\u00e7in nas\u0131l kar\u015f\u0131la\u015ft\u0131r\u0131l\u0131yor?<\/h3>\n<p>Her iki \u015fehir de vergi dostu olsa da, Singapur&#8217;un gayrimenkul pazar\u0131, y\u00fcksek vergiler ve k\u0131s\u0131tlamalar dahil olmak \u00fczere yabanc\u0131 al\u0131c\u0131lar i\u00e7in y\u00fcksek engellere sahiptir; oysa Dubai, daha d\u00fc\u015f\u00fck giri\u015f maliyetleri ve ulus temelli ek \u00fccretler olmadan daha a\u00e7\u0131k bir pazar sunmaktad\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Singapur ve Dubai, her ikisi de vergi dostu k\u00fcresel merkezler olarak de\u011ferli, ancak gayrimenkul pazarlar\u0131 neredeyse z\u0131t mant\u0131klara dayan\u0131yor &#8211; biri yabanc\u0131 m\u00fclkiyeti k\u0131s\u0131tlay\u0131p giri\u015fte a\u011f\u0131r vergilendirirken, di\u011feri tam a\u00e7\u0131yor ve tek bir d\u00fcz \u00fccretle y\u00f6netiyor.<\/p>\n","protected":false},"author":1,"featured_media":18266,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2768],"tags":[],"class_list":["post-18345","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dubai-vs-the-world"],"_links":{"self":[{"href":"https:\/\/arshahomes.com\/tr\/wp-json\/wp\/v2\/posts\/18345","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arshahomes.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arshahomes.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arshahomes.com\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/arshahomes.com\/tr\/wp-json\/wp\/v2\/comments?post=18345"}],"version-history":[{"count":0,"href":"https:\/\/arshahomes.com\/tr\/wp-json\/wp\/v2\/posts\/18345\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arshahomes.com\/tr\/wp-json\/wp\/v2\/media\/18266"}],"wp:attachment":[{"href":"https:\/\/arshahomes.com\/tr\/wp-json\/wp\/v2\/media?parent=18345"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arshahomes.com\/tr\/wp-json\/wp\/v2\/categories?post=18345"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arshahomes.com\/tr\/wp-json\/wp\/v2\/tags?post=18345"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}